MONEY MISTAKES people make
I just turned twenty-six a few weeks ago. In my 25 years of life, I’ve made plenty of personal finance mistakes. And I could find people doing the same thing as I did. It’s good to learn from your mistakes. It’s better to learn from other people’s mistakes. – Warren Buffett Let’s dive deep […]
How does a fund’s EXPENSE RATIO affect returns?
Any product you buy comes with a price tag; mutual funds are no different. All the personal finance gurus say to stick to index funds instead of active funds and choose a direct plan instead of a regular plan in mutual fund investing. The reason for that is that the expense ratio of an index […]
7 HABITS I regret not starting it sooner
I was a deadbeat, good-for-nothing, and a worthless couch potato back in my college days. In college, nothing much happened to me, or I didn’t make any effort to make anything happen… The biggest regret in my entire life is wasting four years of my prime time attending a college that adds no value to […]
Can FRUGAL living make you rich?
When we think rich, the things that come to our mind will be people who can buy things without even a second thought. But there are a few groups of people who have become rich by living frugally. A guy in his twenties will often say, “We’ve got one life and we don’t know when […]
The problem with perfectionism
My alarm rings in the morning at 5 a.m., I get up, brush my teeth, go to the gym between 05:30 and 06:30, get ready for the day, and my day goes as planned. This is my typical routine. If I’m tired one day, and instead of waking up at 5 a.m., I wake up […]
Are you overspending? Want to control it?
My Story It was less than a year before I switched to my new corporate job, before I was in an MNC where I was receiving a very minimal salary (the bare minimum one can get in IT). During these times, I was able to invest anywhere between 5K and 10K every month in equity […]
I tried waking up at 5 AM for 90 days
Do you wake up after 8’o clock in the morning or even after 11? If yes, then this post is more for you… I was also a nightcrawler once in college and in the initial stages of my career and now I have completely changed into a morning person. I have been waking up at […]
Returns(%) are not going to make you rich
We all got interested in equity because of one thing “returns”, it generates more returns than any other financial investment option. But this post will try to slap you with the harsh truth that your mind won’t accept – the returns that you’re getting from your investment are not going to make you rich. It’s […]
Tell your PARENTS to invest here
Your parents have taken lots of stress and pain so far, now it’s your time to take the front seat and their time to take a rest. If you’re a young reader, and I hope your parents have worked hard for a long time and they’re retired, some may be ready to retire. Your parents […]
Are you changing your NICHE every year?
If you’re also a person who changes your niche every few months. Then welcome to the club! First, what a niche is. Niche is your area of interest where you’re really good at and maybe in the future if you want, there is a good chance you can generate revenue from it… With respect to […]