The books I read this year | 2022

books i read this year

As I said at the beginning of 2022, I must have read twelve books by the end of this year. But I have completed the goal in 6 months and so far, I’ve read twenty books here in this post I’m just going to share how was my experience with each book and my takeaways […]

Investment Portfolio of 26 Year Old | My Audit #1: 2022

my investment portfolio

I am also just a typical guy who comes from a middle-class family, has taken out some personal loans, made basic personal finance mistakes, and also, I was a little late to investing (I started at 24, I wish I should’ve started at 20 at least). I’ve only been actively investing for the past two […]

A way to reset your brain: DOPAMINE DETOX

Dopamine detox

I am a huge fan of Mr. Money Mustache‘s blog, but he rarely posts nowadays, I got two valuable suggestions from his recent posts about “Lessons from the Badass Muscular Neurobiologist.” First, to know about this man, Andrew Huberman, who is a neuroscientist and tenured professor in the Department of Neurobiology at the Stanford University […]

I switched from books to KINDLE

kindle

If you’re a regular reader of my blog, you know that at the start of this year I said I was going to start a reading habit, and for that, I set myself a goal of reading twelve books by the end of this year. Unfortunately, I successfully completed the goal before July. I promised […]

Stop consuming and start creating

creator

We spend a lot of time on social media day in and day out. We are doom scrolling on Instagram, YouTube, TikTok, and other platforms, and there is no end in sight. We all knew this already. I already shared why social media is addictive and convincing ways to get rid of it and I […]

REWILD your interests and attention in social media

rewild

Social media is a loop. We all know that, and yet we rely on it. The suggestions that you get on all your social media handles are liked by you once, and the AI (artificial intelligence) and algorithms flood your feeds with the same type of content to keep you hooked on their platform. This […]

MONEY MISTAKES people make

money mistakes

I just turned twenty-six a few weeks ago. In my 25 years of life, I’ve made plenty of personal finance mistakes. And I could find people doing the same thing as I did. It’s good to learn from your mistakes. It’s better to learn from other people’s mistakes.   – Warren Buffett Let’s dive deep […]

How does a fund’s EXPENSE RATIO affect returns?

how to calculate EXPENSE RATIO of a fund

Any product you buy comes with a price tag; mutual funds are no different. All the personal finance gurus say to stick to index funds instead of active funds and choose a direct plan instead of a regular plan in mutual fund investing. The reason for that is that the expense ratio of an index […]

7 HABITS I regret not starting it sooner

7_habits

I was a deadbeat, good-for-nothing, and a worthless couch potato back in my college days. In college, nothing much happened to me, or I didn’t make any effort to make anything happen…  The biggest regret in my entire life is wasting four years of my prime time attending a college that adds no value to […]

Can FRUGAL living make you rich?

frugal

When we think rich, the things that come to our mind will be people who can buy things without even a second thought. But there are a few groups of people who have become rich by living frugally. A guy in his twenties will often say, “We’ve got one life and we don’t know when […]