MONEY MISTAKES people make

money mistakes

I just turned twenty-six a few weeks ago. In my 25 years of life, I’ve made plenty of personal finance mistakes. And I could find people doing the same thing as I did. It’s good to learn from your mistakes. It’s better to learn from other people’s mistakes.   – Warren Buffett Let’s dive deep […]

How does a fund’s EXPENSE RATIO affect returns?

how to calculate EXPENSE RATIO of a fund

Any product you buy comes with a price tag; mutual funds are no different. All the personal finance gurus say to stick to index funds instead of active funds and choose a direct plan instead of a regular plan in mutual fund investing. The reason for that is that the expense ratio of an index […]

Can FRUGAL living make you rich?

frugal

When we think rich, the things that come to our mind will be people who can buy things without even a second thought. But there are a few groups of people who have become rich by living frugally. A guy in his twenties will often say, “We’ve got one life and we don’t know when […]

Are you overspending? Want to control it?

overspending

My Story It was less than a year before I switched to my new corporate job, before I was in an MNC where I was receiving a very minimal salary (the bare minimum one can get in IT). During these times, I was able to invest anywhere between 5K and 10K every month in equity […]

Returns(%) are not going to make you rich

returns

We all got interested in equity because of one thing “returns”, it generates more returns than any other financial investment option. But this post will try to slap you with the harsh truth that your mind won’t accept – the returns that you’re getting from your investment are not going to make you rich. It’s […]

Tell your PARENTS to invest here

parents

Your parents have taken lots of stress and pain so far, now it’s your time to take the front seat and their time to take a rest. If you’re a young reader, and I hope your parents have worked hard for a long time and they’re retired, some may be ready to retire. Your parents […]

You don’t know about money | “The Psychology of Money”

money

Do you believe that the experience you have with money is just about 0.00000001% of what’s happened in the world of money. This post is about the book which I read recently “The Psychology of Money” by Morgan Housel. Book is not about any technical stuff you don’t understand about money or a quick method […]

Things to look at before buying an Index fund

index fund

I shared it with new investors who want to know about why they have to invest? and where to park their first investment? . At the end of the posts, I said to invest in an Index fund alone, instead of an active fund for chasing extra returns ( which you’ll fail). Today, let me […]

Revealing my stock portfolio – is in Blood RED (2022)

my stock portfolio

I thought to do a status check on one of my financial goals for 2022. I shared in my 2022 goals that I will share my portfolio value with actual numbers at the end of this year if I achieve my financial goal. Since we are halfway this year, let me share my stock portfolio […]

Where to Invest my first Rs.1000? For beginners

where to invest my money

Hey! Welcome back. This post will be a continuation of my previous post, “Why do I need to invest my money?”. Check out the post before starting this one if you want to have a better understanding especially if you’re a beginner. If you are clear on the “Why?” You’re investing and if you’ve done […]